Privacy Policy

About this policy

Nestable is a home-buying calculator. This policy explains how the app, this website and our support service handle personal information under the New Zealand Privacy Act 2020.

Nestable is operated by Joshua Fryer, trading as Nestable, in New Zealand. Joshua is responsible for personal information held by Nestable and for handling privacy requests. Our contact address for support and privacy enquiries is nestable.app@outlook.com.

Your financial plans stay in the app’s local storage unless you choose to export or share them. Visiting this website, opening external links, watching the YouTube tutorial or emailing us involves the separate services explained below.

Information you enter

You choose what to add. The app may save:

• Names or nicknames, person profiles and preferences.
• Income, savings, deposit balances, KiwiSaver, contributions and savings goals.
• Living expenses, debts, buying costs and home-running costs.
• Property prices and links, existing properties, rental income and mortgage assumptions.
• Calculated estimates, saved properties, scenarios, stress tests and app settings.

Use nicknames or approximate figures if you prefer. Missing or inaccurate entries affect the results. Nestable does not need bank logins or identity documents. Only enter another person’s information with their permission.

How information is used

The app uses your entries to calculate estimates, save your settings, compare options and create summaries you choose to export.

If you email us, we receive your email address, message and any attachments. We use these to respond, investigate problems and handle privacy requests or complaints. Providing this information is voluntary, but without enough detail we may not be able to help.

We use information we hold only for the purpose it was collected, a directly related purpose or another use permitted by law. We take reasonable steps to check it is accurate and relevant before using or disclosing it.

If you send us someone else’s personal information, we will take reasonable steps to notify them where required by law, unless an exception applies.

Device storage and backups

Nestable saves planning data in the app’s local storage on your device. The current app does not send that data to a Nestable server or provide an online account or planning-data sync service.

Your Apple settings may include app data in iCloud or computer backups. These copies are separate from the app and are managed through Apple and your device settings.

Exporting or sharing creates a separate copy. You choose where to save or send it. Other apps, services and recipients may keep that copy. We cannot recall exports or recover plans held only on your device.

Services and sharing

Nestable does not integrate advertising, analytics or third-party crash-reporting SDKs into its calculator. The optional YouTube player has separate data practices described below. Apple may process App Store, device diagnostic and backup information under its own settings and policies.

Opening a property link takes you to an external website. Its privacy policy applies. Nestable does not send your planning figures with that link.

The tutorial page links to YouTube. This website does not embed a YouTube player or load its thumbnails. Following a YouTube link lets Google process information under its own privacy policy.

The app also offers an optional embedded YouTube tutorial. Opening it loads content from Google’s YouTube service. Google may receive your IP address, browser or device information, the app identifier and video interactions, and may use cookies or similar storage for playback, security, analytics and advertising under its own policy and your settings. Nestable does not send your financial entries to the player. You can use the calculator without opening the tutorial.

We do not sell personal information. We share information we hold only with your authority, where needed for the purpose it was collected, or as permitted or required by law. Service providers may handle it on our behalf.

Some providers process information outside New Zealand. Where overseas disclosure rules apply, we must meet them, including using comparable safeguards or another lawful basis. Services you choose to use have their own practices.

Website and email

This public website is hosted through OpenAI’s ChatGPT Sites and delivered through Cloudflare infrastructure. You do not need an account or sign-in to read it. Hosting providers process technical information such as IP addresses, browser details and requests to deliver and protect the site. This does not give them access to financial plans stored in the app.

We have not added advertising, visitor analytics, a contact form or third-party font services to this website. Cloudflare uses security cookies, including __cf_bm, to help distinguish visitors from automated traffic. Hosting providers manage their technical logs and retention under their own policies; Nestable does not set a separate retention period for those provider-managed records.

Support email is provided by Microsoft Outlook.com. Microsoft processes and stores email addresses, messages, attachments and related technical information to deliver and protect the email service. Clicking an email link opens your email app; nothing is sent to Nestable until you send the message.

Keeping information safe

We take reasonable steps to protect personal information we hold from loss, misuse and unauthorised access, changes or disclosure. No device, email service or storage system is risk-free.

Local plans rely on iOS app isolation and your device security. Use a device passcode, keep iOS updated and consider the app’s optional device-authentication lock. Nestable does not receive your Face ID or fingerprint data.

Take care with shared devices, screenshots and exported files. Send only the information needed for support.

If a breach involving information we hold causes or is likely to cause serious harm, we will notify the Privacy Commissioner and affected people as soon as practicable, unless a legal exception applies.

Keeping and deleting information

Local plans stay on your device until you change or remove them. Settings → Reset App clears financial entries, people and saved properties. Some preferences, including the app-lock setting, may remain. Deleting the app through iOS removes local app data; offloading it keeps that data.

Reset and deletion do not remove backups, exports, recipients’ copies or emails sent to us. Manage those separately. Restoring a backup may bring back saved information.

We keep support messages only for as long as needed to answer the enquiry, resolve related issues or meet legal obligations. We then delete or anonymise information we no longer need. Provider backups may follow a separate deletion cycle.

Your rights and choices

You can view and change your entries in the app, export a summary or reset your plans. We cannot remotely access, change or delete data held only on your device.

For personal information we hold, you can ask for access or correction. If we decline a correction, you can ask for a statement of the correction you requested to be attached. You can also ask us to delete information we no longer need; deletion is not an unconditional right under the Act.

Email nestable.app@outlook.com with “Privacy” in the subject line. We may ask for reasonable evidence of your identity or authority. We will make a decision on access or correction requests as soon as reasonably practicable and within 20 working days, unless a lawful extension applies. We will explain any extension or refusal and your complaint options.

You can raise a concern with us or complain to the Office of the Privacy Commissioner at privacy.org.nz.

Children and young people

Nestable is intended for people planning a home purchase, not specifically for children. Young people should use it with guidance from a parent or guardian and avoid entering unnecessary identifying information.

If a child sends us personal information that should not have been shared, contact us so we can address it. The same privacy safeguards apply to information we hold about children.

Policy changes

We will update this page when our practices change and show the revised date. We will provide an appropriate notice for material changes and obtain consent where required. Updating this policy does not, by itself, permit unrelated new uses of existing information.

Effective date and last updated: 20 September 2026.

Contact Nestable

For privacy questions, access or correction requests, or complaints, email nestable.app@outlook.com. Put “Privacy” in the subject line. You do not need to send your full financial plan to raise a question.