NestablePlan your house deposit
Add your savings, KiwiSaver and contributions. See how your deposit could grow towards your goal.
Mortgage, deposit and living costs
Your NZ
home-buying
calculator
Plan your house deposit, estimate mortgage repayments and compare home-running costs in one iPhone app. Adjust the numbers as your plans change.
For first-home buyers, people moving home and people buying together.
Deposit, mortgage and costs
See more than the asking price.
Estimate mortgage and home costs
Estimate mortgage repayments, rates, insurance, maintenance and living costs together.
Test a change
Compare properties and adjust income, costs or interest rates to see how your plan changes.
For your next step
Start where
you are now.
You don’t need to choose a property first. Add your current finances and explore your options.
Buying your first home
Understand the costs and plan your deposit.
Planning your next move
Compare homes and see how each one affects your budget.
Buying together
Add the people buying with you and plan with your combined income and funds.
Take your plan with you
Check the numbers at the open home
See a property you like? Update the price and your estimated costs while you’re there. Allow for work it may need, then explore what could be left in your budget after mortgage repayments and everyday spending.
Planning a car purchase or a change in income? Adjust your costs and compare the effect. Nestable brings your funds, costs, deposit and home estimates together, so you can explore more than a mortgage repayment alone.
Watch the Nestable tutorialBefore you get started
Home-buying calculator questions
What can I calculate?
Explore your house deposit, estimated mortgage repayments and ongoing costs such as rates, insurance and maintenance. Change your entries to compare different homes and scenarios.
Is this an online calculator?
Nestable is an iPhone app for New Zealand home buyers. Download it from the App Store to enter your figures and keep your plan on your phone.
Will it tell me what I can borrow?
No. Nestable provides estimates, not a lending decision. Check your borrowing options and figures with your bank or an independent mortgage adviser before committing to a home.
Planning data is saved on your device.
Nestable saves your planning data locally. You decide what to enter and whether to export a summary. Read our privacy policy ↗
Nestable for iPhone
Get Nestable
for iPhone.
Download Nestable: Home Calculator from the App Store.